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Not all travel insurance is created equal. Here is what to look for in a policy that actually protects your trip.
What Standard Policies Cover
- Trip cancellation and interruption
- Medical emergencies abroad
- Lost or delayed baggage
What They Leave Out
- Pre-existing conditions (unless you buy within 14 days of booking)
- Adventure activities like skiing or zip-lining
- Mental health emergencies
Our Recommendation
Look for a policy with at least $50,000 in medical coverage, $100,000 in evacuation, and trip cancellation that covers weather events. Safety Wing and World Nomads are popular among travelers — but read the fine print before you buy.